Campervan Insurance Quotes, Tips and Resources
Welcome to CampervanInsurance.co.uk, your trusted partner in navigating the world of campervan insurance. Our mission goes beyond just helping you find any insurance policy; we're here to guide you to the perfect coverage that fits your unique lifestyle and needs. In a market where price often dictates choices, we stand out by striving to save you money without compromising on the quality of your cover.
Understanding the balance between cost and comprehensive protection is key, and that's where we excel. As the UK's aspiring leading resource for campervan owners, we leverage our expertise and extensive network of top insurance providers to bring you a selection of quotes that blend value with security. Whether you're using a desktop computer, tablet, or mobile device, our platform is designed to make comparing and choosing the right policy as straightforward as possible.
At CampervanInsurance.co.uk, we believe that your adventures shouldn't be overshadowed by concerns about insurance costs. Let us take the wheel in finding you a policy that offers the best balance of price and protection, so you can focus on what truly matters: enjoying the freedom of the open road.
Discover Why This Website is the Ultimate Guide to Campervan Insurance
- Effortless Comparison: Compare quotes from a wide range of top UK insurers with just a few clicks, making it easy to see your options side by side.
- Tailored Insurance Solutions: Find campervan insurance that fits your lifestyle perfectly, whether you're a weekend explorer or a full-time adventurer.
- Save Money Without Compromise: We strive to find you competitive quotes that don't skimp on coverage, ensuring you get the best value for your money.
- Expert Guidance: Benefit from our expertise in campervan insurance, with tips and advice to help you make an informed decision.
- Comprehensive Coverage Options: From basic to fully-loaded coverage, discover policies that protect against a wide array of risks, including theft, damage, and third-party liabilities.
- Convenience at Your Fingertips: Whether you're on a desktop, tablet, or mobile, our site is designed for easy navigation, so you can find what you need, anytime, anywhere.
- Dedicated to Campervan Owners: Our focus is solely on campervan insurance, making us a specialised resource committed to serving your specific needs.
- Transparent and Trustworthy: With CampervanInsurance.co.uk, what you see is what you get – it's free to use, just straightforward information to help you choose the right insurance.
Why Campervan Insurance is Essential
Owning a campervan opens up a world of freedom and adventure, allowing you to explore the corners of the UK and beyond with your home on wheels. However, this unique lifestyle comes with its own set of risks and challenges, making campervan insurance not just a legal requirement but a crucial layer of protection for your nomadic home and way of life.
Understanding the Unique Risks and Challenges
Campervans, by their very nature, are more than just vehicles; they're a combination of transport and home. This dual purpose exposes them to a unique set of risks:
- On the Road: Like any vehicle, campervans are at risk of accidents, theft, and vandalism. However, their often larger size and unique build can add complexity to repairs and replacements.
- At Home: When parked, especially in remote or unsecured areas, campervans can attract unwanted attention, putting them at risk of break-ins and theft of personal belongings or built-in equipment.
- Custom and DIY Builds: Many campervan owners pour their hearts (and savings) into customising or building their campervans. These modifications can significantly increase the value and complexity of insurance, as standard policies may not cover custom parts or DIY installations.
- Legal Liabilities: Campervan owners also face potential legal liabilities, whether from accidents involving other parties or damage to property. Without insurance, these liabilities can be financially devastating.
The Peace of Mind and Protection Insurance Offers
Investing in campervan insurance provides a safety net that allows you to embrace your adventures without the weight of "what ifs." Here's how insurance offers peace of mind and protection:
Comprehensive Cover: A tailored campervan insurance policy can protect against theft, damage, and accidents, covering both the vehicle and its contents. This means you're not left out of pocket if the unexpected happens.
Customisation and Equipment Cover: Specialised policies take into account the unique aspects of your campervan, from custom fittings to personal belongings, ensuring that the full value of your mobile home is protected.
Liability Protection: Insurance safeguards you against claims made by others for injuries or damage you're liable for, providing legal cover and covering costs that could otherwise be financially crippling.
Support When You Need It Most: Beyond financial compensation, insurance companies offer support through claims processes, roadside assistance, and advice, reducing the stress and disruption following an incident.
In essence, campervan insurance is not just a regulatory requirement; it's an essential component of responsible campervan ownership. It ensures that your journey into the great outdoors is marked by joy and discovery, not worry and financial strain. With the right insurance in place, you can focus on creating unforgettable memories, safe in the knowledge that you're well protected every mile of the way.
Popular Types of Campervans To Insure
Conversion Campervan Insurance: Your custom or DIY conversion campervan reflects your unique needs and lifestyle. Our insurance options for conversion campervans offer the flexibility and comprehensive cover you need to protect your bespoke home on wheels, covering everything from basic modifications to extensive rebuilds.
Classic Campervan Insurance: Vintage campervans are more than just vehicles; they're moving pieces of history. Specialised insurance for classic campervans ensures that your cherished vehicle is protected against both the usual risks and those unique to vintage models, including agreed value cover and restoration project protection.
Self Build Campervan Insurance: Embarking on a self-build campervan project is a journey of creativity and dedication. Our self build campervan insurance is designed to cover your project from the ground up, offering peace of mind throughout the build process and beyond, into your travels.
VW Campervan Insurance: Volkswagen campervans are iconic, embodying the spirit of adventure. Our tailored insurance policies for VW campervan models, from the classic splitties and bays to the modern T6s, ensure that your piece of VW heritage is well protected, whether you're cruising the coastline or navigating the countryside.
VW T5 Campervan Insurance: The VW T5 is a favourite among campervan enthusiasts for its reliability and versatility. Insuring your VW T5 campervan with us means you get coverage that matches its value to you, covering everything from daily commutes to cross-country expeditions.
If you’ve had a campervan for a long time, you’ll know just how precious they are. A campervan represents freedom. Yours is no doubt filled with wonderful memories, all of which you’ll want to preserve and protect with the right campervan insurance policy.
Maybe you’re new to campervan ownership? In that case, your adventure’s just beginning. Start as you mean to go on, by choosing the right campervan insurance and making sure that your investment’s protected. Right now it’s just a vehicle, but your van will soon become a focal point of family life.
Whether you plan to use your campervan every weekend, or just bring it out for occasional trips with the grandkids, making sure that you’ve got the right insurance for your campervan saves you from headaches later on.
Get Cheaper Campervan Insurance the Easy Way
We make it easy to find and purchase the campervan insurance you need. Follow these three simple steps:
· Complete the Form
Instead of sending details to several insurers, let us do the leg work for you. Complete our form and we’ll send your details to relevant UK insurers. Time is precious, so why spend yours filling out the same forms lots of times?
· We Search
With our partner, QuoteSearcher, we’ll find insurance quotes from several different UK insurers. We’re sure to find a competitive deal, but you’ll have the chance to look through all the quotes and decide which you’re happiest with. Some people choose the cheapest, but don’t be afraid to spend a little more if the terms or features of a more expensive quote suit you better.
· Choose a Quote
You’ve saved time elsewhere, so you’ve got time to spare at this point. Take as long as you need to choose your favourite insurer. With a range of quotes, you don’t need to settle for the first offer you receive. Sit down with your quotes, pick your favourites and read through the terms in more detail. When you’re ready, complete the application process.
What Makes Good Campervan Insurance?
You’ll know that, like a car, your campervan will need to be insured. But, your campervan isn’t just a car. Your campervan is your home on wheels, whether you drive it every day or use it just a few times a year. It’s more than just a vehicle to take you from A to B.
With your campervan, you can travel the length and breadth of the UK. You can also go further, taking your van around the world. Everything you need is in your campervan already, so you’ve got your home comforts on the road. Your accommodation is always with you, so you’re free to explore the way you want.
Campervans require specialist insurance, because they’re very special vehicles. You need protection for the vehicle itself and for everything you keep inside it. That’s especially true if you’ve invested in a luxury campervan with all the latest gadgets and modern appliances.
We can find campervan insurance for all types of campervans, including:
- Fixed roof campervans
- Raised roof campervans
- VW campers
- Classic campervans
- High top campervans
- Campervan conversions
- Imported campervans
How Much to Pay for UK Campervan Insurance
It’s impossible to say, until you get your quotes, how much your campervan insurance will cost. Quotes for cheaper campervan insurance in the UK typically started at around £200. If you have a luxury campervan, you’re likely to pay a bit more.
In very rare cases, the quotes received will reach or exceed £1,000.
Your insurance quotes may be affected by:
- Your age
- Your driving experience
- Any previous driving convictions
You can choose the cheapest campervan insurance quote you receive, but take time to look at the higher quotes before you make your final decision. It may be that a more expensive option offers more detailed coverage, with more protection against the theft of contents or with extra protection for pets. To discover how to compare campervan insurance like a Pro, read our guide to get our top money saving tips.
By sending your details to several insurers, we make sure that you’ll get multiple quotes and have a chance to look at every option.
Which Campervan Insurance Quote to Choose?
As well as price, take time to consider everything that’s covered by a policy. Some policies include extra cover and features that will probably make your life easier.
Some features are ‘nice to have’, but not absolutely essential. These optional features might be things you need, so always check the higher quotes to see if there’s anything you’d miss if you chose a cheaper campervan insurance option. Other features should come as standard, so check what’s covered and make sure you’re happy before you make your final decision.
Look out for the following features:
Breakdown Cover
Nothing is worse than breaking down on the way to your next destination. Look for policies with breakdown cover, for extra peace of mind on the road.
European Cover
If you plan to expand your horizons, look for insurance that works outside the UK. You don’t want to tour the vineyards of France without the right insurance to protect you. Some insurance policies don’t come with this as standard, but European cover can sometimes be added as a short-term optional extra.
Gas Bottle and Awning Cover
Some items, like gas bottles and awnings, aren’t locked away safely in your campervan. With these outside, where they’re more likely to be stolen, do you want to make sure that they’re covered?
Windscreen Cover
A crack in the windscreen can put a stop to your travel plans. Look for windscreen cover in your campervan insurance, so you don’t need to pay for repairs.
Legal Cover
If you're in an accident that isn’t your fault, will your insurer cover your legal costs? You may need to defend yourself and show that you’re not to blame. Legal cover can provide for those out-of-pocket expenses.
Misfuelling Cover
We've all been there. The kids have asked ‘Are we there yet?’ one too many times, and when you stop for fuel you’re a little distracted and reach for the wrong pump. Some policies will cover you if you’ve put the wrong type of fuel in your campervan.
Key Cover
You’ve been hiking all afternoon, then get back to your van and discover that the keys have gone missing. If your keys are up at the top of a mountain and you’re with your van at the bottom, it helps to know that you’ve got key cover as part of your insurance.
Contents Cover
If someone steals your car, you might be covered for contents like the handbag in the glovebox or the SatNav you safely tucked away. Campervan insurance must cover a lot more, since you’re probably travelling with home comforts like your TV, appliances and gadgets. See how your personal effects will be covered by your chosen insurer.
Agreed Value
If the worst ever happens, and your campervan is involved in an accident that means it’s written off, you’ll need to know that your insurer will pay to cover the financial loss. Make sure that the agreed value of your van is enough to replace what you’ve lost. This can be tricky to get exactly right with classic or modified vehicles, so it’s very important to agree with the insurer about how much your vehicle is worth.
Find Your Cheap Campervan Insurance Quotes Today
Are you ready for your quotes? Make sure that you’ve got details about your campervan, who’s driving it and how it’ll be used.
When you’re happy to start, just fill in our form and we’ll take your details where they need to go.