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Whether you’re looking to buy a classic VW campervan, or a more spacious VW transporter model that’s either been converted already or you’re going to work on yourself, you’ll need to make sure you get appropriate VW camper van insurance.
After all, you want to make sure you’re getting plenty of use out of your VW campervan, and that you get the money you need to repair or replace it if something does go wrong. And a standard car insurance policy isn’t going to cover you for your camper.
Cost of VW Campervan Insurance
The cost of your VW campervan insurance will depend on several factors, these may include:
What type of VW campervan do you own:
- Modern purpose built VW campervan
- Classic older VW campervan
- VW van camper conversion
When you buy a car or a van for purely transportation uses, insurance is pretty straightforward. Not so with a camper, because each one is unique – the conversions are never standard. And so, it’s really important that you get your VW campervan properly valued once the conversion is complete.
Your insurers then need to agree to that valuation, and if they think it is inflated, they will reject it, so make sure it’s accurate and you can document why. You also don’t want to undervalue it to get a better insurance deal, because that means you won’t be able to afford a replacement if something does go wrong and you need to make a claim.
Once you’ve got an agreed valuation, you’ll then get a quote for how much your insurance cover will be for the year. You can expect campervan insurance to range from £200 up to £1,000 although it may be lower or higher in some rarer situations.
Typically, the factors which influence your insurance quote, beyond the valuation of your campervan, include:
- How old you are
- How many years you've been driving
- Any previous driving convictions or insurance claims
- The fixtures of your VW campervan, including anything regularly left in the van
- Any security features that already exist or that you’ve added to the van
- How often you use the van
- Where you store the van
Getting VW Campervan Insurance
We make it easy to find suitable VW campervan insurance. Step one is just to fill out our form and let us know some basic details, including whether you’re looking for cover for a classic VW camper or you need VW T5 campervan insurance.
We’ll send all your details to insurers that we work with, that we know specialise in the right kind of cover, and we’ll then collate the quotes from the providers who wish to insure you.
Once this is done, you’ll then need to speak to your chosen insurer to agree on the valuation of your van – this is where it’s helpful to have receipts or details of any fittings you’ve added. Your quote will then be updated to reflect the final value you agree on.
VW Campervan Insurance – The Quote Process
Whenever you’re insuring any vehicle, it’s important to make sure all of the details are accurate. If something isn’t declared properly, the whole insurance could be null and void. This matters even more with a campervan, because there are so many more variables.
Don’t be surprised if your insurer asks for photos of what’s included in your campervan, or at least an itemised list. Be as thorough as you can be. If you’ve paid for a professional conversion, or bought a converted model already, the seller might be able to provide these for you to save you time.
Maintaining Your VW Campervan Insurance Policy
All campervans will need work doing at some point, but if you’re just maintaining it to the same standard then that’s normal.
However, you may upgrade your van, or fine tune it in a way that changes it, and when this happens you need to tell your insurer.
Yes, it may change the price, but a few extra £s now is better than a voided policy if you have an accident at a later date. Insurers are able to handle these changes easily, as they know you’re likely to make changes to your campervan at some stage.
Get Your Quotes
Before you can get your quotes, you need to make sure your conversion is properly reflected in your vehicle’s logbook. If the exterior appearance of your VW van hasn’t changed then it may not need to be updated, but the DVLA can confirm.
Once your V5C is accurate, just fill in our online form and we’ll take it from there.
For more specific tips about classic campervan insurance read this guide.
A Quick Guide to VW Campervan Conversion
Your insurance cost will vary depending on the type of VW campervan you buy, and how you get it converted.